With different funding & rebates you have options on how to fund your Additional Residential Unit (ARU)

We know about the current funding available

  • Aerial view of downtown Guelph, Ontario, with prominent church towers and city streets, overlaid with text 'Guelph, ON $50,000 Grant'.

    Additional dwelling unit grant – Homeowner stream

    Homeowners may qualify for funding to build up to three detached Additional Dwelling Units (ADUs) on their property, including up to $20,000 per affordable unit, an additional $10,000 per unit for enhanced accessibility features beyond Building Code requirements, and $20,000–$60,000 per project for eligible infrastructure upgrades, depending on the scope of the project.

  • Aerial view of downtown Louisville, Kentucky with a river, green parks, and tall buildings, under a partly cloudy sky. Overlaid text reads: 'LONDON, ON $45,000 GRANT OR LOAN'.

    Detached Additional Residential Unit (ARU) Forgivable Loan  

    The City of London has a Detached Additional Residential Unit (ARU) Forgivable Loan program offering up to $45,000 towards building a Backyard Home

  • A scenic aerial view of a park in Lampton County during fall with colorful trees, a walking path, and a grassy area, overlaid with promotional text about property prices and loan options.

    Additional Dwelling Unit Incentive Program

    The Additional Dwelling Unit Incentive program provides eligible homeowners with loan assistance of up to $25,000 or 75% of the total cost of the project, whichever is less, to create an additional dwelling unit at their home.

  • Close-up of Canadian government-issued identification documents with text in English and French, featuring maple leaf symbols and security holograms.

    Government HST Rebate

    You may be eligible to recieve up to a 13% Tax rebate for the HST paid on the build cost of oyur new Additional Residential Unit (ARU).

  • Aerial view of a river flowing through lush green trees in Oxford County with text overlay advertising a $25,000 interest-free, forgivable loan.

    My Second Unit

    Oxford County’s My Second Unit helps homeowners plan and finance a secondary, self-contained dwelling unit in their home with an interest-free, forgivable loan of up to $30,000.

  • House with a dollar sign and a calculator.

    TD Bank Home Equity Line of Credit (HELOC)

    Our Team has met with TD’s Largest Mortgage Team in Canada to discuss Backyard Homes and traditional bank funding. We’ve set up the connections for you to seamlessly gain the answers you’re looking for. Contact us below for us to introduce you to their Team

  • Aerial view of St. Catharines, Ontario with a river, bridge, roads, and greenery, overlaid with text announcing a $80,000 grant.

    Accessory Dwelling Unit (ADU) Program

    The value of the grant is up to 70 per cent of eligible project costs incurred, to a maximum of $80,000 for exterior accessory dwelling unit(s).

  • Additional Residential Unit Grant

    Additional Residential Unit Grant

    The City of Cambridge’s Additional Residential Unit program provides a grant of up to $10,000.

  • A cityscape of Hamilton, Ontario, Canada at sunset showing tall buildings with lights, a body of water, and a sunset sky.

    Additional Dwelling Unit Program

    City of Hamilton currently offers a 15-year Forgivable Loan of $25,000 per Additional Dwelling Unit.

  • Aerial view of a city skyline with text overlay advertising a forgivable loan for a $25,000 program in Waterloo.

    Ontario Renovates Program

    Recipients of the loan can receive up to a maximum of $25,000 per property. The loan is interest-free and forgivable after 15 years, provided there has been no default under the terms of the loan.

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Contact us.

andrew@backyardhomescanada.ca
(226) 790-8222